Promotion Period
April 1, 2025, 00:00 ET – June 3, 2025, 23:59 ET (hereinafter referred as "Promotion Period").
General Eligibility
Eligibility requirements vary by bonus and are available only to customers of Moomoo Financial Inc. ("MFI") that are attributed to the Id.me Channel.
Offer is only valid for US residents with a valid SSN who are at least 18 years old.
*Existing brokerage customers who have made previous deposits are not eligible for these promotions.
Id.me, an independent third party, is not affiliated with Moomoo Financial Inc., Moomoo Technologies Inc. or any other affiliate of them.
Promotion Bonus:
I. Account Opening Bonus - 8.1% APY
Eligibility
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APY Booster Rate
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APY Booster Rate Effective Period
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APY Booster Coupon Activation Valid Period
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New Customers of MFI who have not opened a brokerage account before April 1, 2025, 00:00 ET.
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4.1% APY
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4% APY
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3 months (90 days) after activation
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12 months
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Description:
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New customers of MFI who have not made a deposit before April 1, 2025, 00:00 ET are eligible to earn 4.1% APY rate on uninvested cash in the Cash Sweep program and ONE additional 4% APY Booster Coupon after opening the account. The 4% APY Booster Rate effective period of 3 months begins as soon as it is manually activated by the user. Enrollment in the Cash Sweep Program is required to earn interest on any uninvested cash.
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'APY Booster Coupon' (the "Coupon") is an exclusive coupon that can be used with the Cash Sweep program (the "Program") offered by Moomoo Financial Inc. ("MFI").
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'APY Booster' entitles holders of the Coupon to enjoy a higher promotional interest rate ("Booster Rate"). It allows users to earn an extra interest payment generated by the interest rate from the Coupon in addition to the current interest rate from a cash sweep program.
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The APY Booster Coupon must be activated before your eligible cash in the Cash Sweep Account starts to the earn the APY Booster Rate. You must activate the APY Booster Coupon before the expiration of the APY Booster Rate Period (see chart above) indicated on the APY Booster coupon. Unactivated APY Booster Coupons will expire automatically at the end of the APY Booster Rate Period.
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APY Booster Rates can only be applied towards the initial 20,000 USD in the Cash Sweep program.
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The actual APY earned may differ based on when the user activates the coupon as the base rate may change. The Base Rate for eligible new users is 4.1% APY (as of 01/10/2025) and subject to change.
II. Deposit Bonus: Free Stocks & cash coupon
Eligibility
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Total Net Deposit
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Total Stocks You'll Receive
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New and existing Customers of MFI who HAVE NOT made a deposit nor an ACAT¹ Transfer before April 1, 2025, 00:00 ET and who will or are planning to make a deposit that settles before June 3, 2025, 23:59 ET.
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≥$100
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5 free stocks + $30 Cash Reward
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≥$2,000
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25 free stocks + $100 Cash Rewards
(1 $30 Cash Reward + 1 $70 Cash Reward)
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≥$5,000
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60 free stocks + $100 Cash Rewards
(1 $30 Cash Reward + 1 $70 Cash Reward)
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Description:
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Complete a net deposit² of $100 during the promotion period, and you will receive 5 draws, each for a free stock worth between $2 and $2,000³. After receiving your free stocks, you'll need to maintain average assets of $100 or more for 60 days to unlock these stocks ("Assets" includes cash and securities positions).
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Complete a net deposit of $2,000 during the Promotion Period, and you will receive 20 additional draws (25 draws in total), each for a free stock worth between $2 and $2,000³. After receiving your free stocks, you need to maintain average assets of $2,000 or more for 60 days to unlock these stocks.
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Complete a net deposit of $5,000 during the Promotion Period, and you will receive 35 additional draws (60 draws in total), each for a free stock worth between $2 and $2,000³. After receiving your free stocks, you need to maintain average assets of $5,000 or more for 60 days to unlock these stocks.
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After you receive the draw opportunities, you need to make the "Draw" to draw a free stock within the promotion period.
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Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer⁴, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or Acats (Automated Customer Account Transfer Service), etc. are not eligible. (A "wire transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank)
III. Transfer-In Bonus: Cash Coupon
Eligibility
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What do I need to do ?
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Rewards
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New and existing Customers of MFI who HAVE NOT made a deposit nor an ACAT¹ Transfer before April 1, 2025, 00:00 ET and who will or are planning to make an ACAT¹ Transfer that settles before June 3, 2025, 23:59 ET.
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Transfer stocks, certain options, ETFs, and cash to MFI using an ACAT transfer from your existing brokerage account.
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A 3% match of the first transfer amount. The match amount is limited to the first $1 to $20,000 transferred in. The match will be given as a "Cash Coupon".
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Description:
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Cash Coupon you may be awarded depends on the value of the assets that you transfer firstly into MFI during the Promotion Period. The value of the assets is determined at the time of settlement and not at the time you initiate the transfer. The Cash Coupon will be credited to your Moomoo Financial Inc. brokerage account within 5 business days after the first transfer settles.
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The value of Cash Coupon is 3% match of your first transfer amount truncated to two decimal points.
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Participants who transfer Eligible Assets to MFI during the Promotion Period are eligible to receive Cash Coupon. See the "How do I claim my Cash Coupon" in the FAQS below for more information on Cash Coupon and their usage.
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Eligibility for rewards will be revoked in the event a transfer fails or does not settle within 7 days of end of the Promotion Period.
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The 3% Cash Coupon applies to the initial $1 to $20,000 transferred amount only.
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Cash Coupons are valid for 6 months from the date of unlock date of the reward, and can be used when clients reach the unlock condition: keep the transfer-in assets in moomoo account for 90 days after you have received the Cash Coupon. During the unlocking period, clients can trade their transferred assets but if they withdraw the funds, unlocking will fail. Please note, if you transferred-in more than $20,000 is in to your account, only the initial $20,000 needed to be maintained in your account for 90 days for the purpose of unlocking Cash Coupon.
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Cash Coupons, redeemable solely through the moomoo app, represent potential credits for eligible equity purchases in a Moomoo Financial Inc. brokerage account and hold no other value.
Additional terms & conditions apply.
(1) ACATS or Automated Customer Account Transfer Service, is an electronic transfer system developed by the National Securities Clearing Corporation (NSCC) to automate and standardize the transfer of accounts between brokerages.
² Net deposit = Total deposit - Total withdraw.
³ Due to fluctuations, the stock price may vary depending on the marketing conditions. The free stocks you will receive are worth between $2 and $2,000 as of Jan 09, 2025, 16:00 ET. Your free stock is chosen randomly according to a specific probability distribution, so you may not receive the same stock as others. There is approximately a 99.557% chance of getting a share of stock worth $2-$9.99, a 0.3% chance of getting a share of stock worth $10-$99.99, and a 0.143% chance of getting a share of stock worth $100 or more. Moomoo Financial Inc. reserves the right to adjust the incentive program parameters at its discretion.
⁴ Deposit bonuses are only eligible for those who deposit via ACH, WIRE* or instant transfer, etc. in moomoo, while cash and securities positions transferred via FOP (Free of Payment) or ACAT (Automated Customer Account Transfer Service), etc. are not eligible. (*A "WIRE transfer" might be referred to as an "international transfer", "TT transfer", etc. at your bank).
FAQS
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What is the Cash Sweep Program?
Cash Sweep Program is a cash management program provided by Moomoo Financial Inc. This program is only open to US securities accounts under Moomoo Financial Inc. Uninvested cash is automatically swept to the bank(s) through this program and is eligible to earn interest. The Cash Sweep Program is a feature of the brokerage account and should not be viewed as a long-term investment or savings option. The APY might change at any time. Neither Moomoo Financial Inc. nor any of its affiliates are banks.
When the cash purchasing power of the securities account is negative, the uninvested cash will be automatically redeemed from the bank(s) to the securities account before the transactions are settled to avoid the payment of financing interest. When the cash is positive, it will be automatically deposited in the bank(s) at 2pm EST of each trading day to earn interest.
The sweep program (1) allows an investor to earn a rate of interest on free cash that is higher than the rate offered for cash held in a brokerage account and (2) banks in the program offer insurance on such cash that is higher than that available for an SIPC-covered account.
The uninvested cash swept to program banks is eligible for FDIC insurance up to $1 million. or $250,000 per program bank, inclusive of any other deposits you may already hold at the bank in the same ownership capacity, which may impact how much is covered. You are responsible for monitoring the total amount of deposits that you have with each Program Bank, in order to determine the extent of FDIC deposit insurance coverage available to you.
Please note that until funds are swept to a program bank, they are held in your brokerage account which is protected by SIPC. Once funds are swept, they are no longer held in your brokerage account and are not protected by SIPC. However, these funds are eligible for FDIC insurance through the Program Banks subject to FDIC insurance coverage limits.
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How can I claim my Deposit Bonus-Free Stocks?
Once your deposit settles and meets the promotion criteria, we'll send you an in-app notification. Then you can go to the "Welcome Bonus" page on the moomoo app and tap the "Draw" button on the page to claim your rewards (You can go to the event page via "Me" - "Promotions" - "Welcome Bonus". If you didn't receive the in-app notification or any opportunities to draw within five business days after you met the promotion criteria, please do not hesitate to contact our customer service);
Tap "Draw" to draw a free stock. If you have multiple opportunities, you can continue to draw until you use them up, and you need to finish the "Draw" within the promotion period. Within 5 business days of a successful draw, your free stock will be added to your account as "Pending" or "Frozen". You can check it at the bottom of the "Brokerage Account" page in "Trade".
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How do I claim my Transfer-In Bonus - cash coupon?
Cash Rewards can be used when clients reach the unlock condition: keep the transfer-in assets in moomoo account for 90 days after you have received the Cash Rewards. During the unlocking period, clients can trade their transferred assets but if they withdraw the funds, unlocking will fail. Please note, if you transferred-in more than $20,000 is in to your account, only the initial $20,000 needed to be maintained in your account for 90 days for purpose of unlocking Cash Rewards. Due to the unlocking period, kindly check the "My Rewards" list when clients receive the coupon rewards.
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When will my free stocks be available for trading?
Step 1: Meet the promotion criteria. After you successfully receive free stocks during the promotion period, you will have to maintain a minimum asset balance of $100 for 60 days to unlock your 5 free stocks, or to maintain a minimum asset balance of $2000 for 60 days to unlock another 25 free stocks. (Note: if you withdraw assets during the bonus freezing period resulting in your account equity falling below the bonus threshold, you will not be able to claim free stocks. If you have not withdrawn any assets during the freeze period, but your assets have decreased by less than the bonus threshold due to trading or price fluctuations in the market, you can contact customer service for help.)
Step 2: Within 5 trading days following the conclusion of the 60-day waiting period, your free stocks will be added to your account and available for trading.
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How does moomoo calculate your average assets?
Your average daily assets will be calculated beginning the day after you receive your free shares.
For example, if you receive your free shares on April 1, the average assets, for purposes of this promotion, will be calculated from April 1,
April 1: $200
April 2: $300
April 3: $500
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May 30:$15,000
60-days average assets = $(200+300+500+……+15,000)/60
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Where can I check my daily net assets data?
You can view your assets via "Accounts > Total Assets > Assets Trend" to get an approximate assessment of your average daily assets.
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Do I have to make a lump-sum deposit to meet the Deposit Bonus criteria and get my bonus?
No. Moomoo does not impose limits on the amount of money that you can deposit in a single transaction. If you successfully make an initial deposit during the promotion period and your average asset balance meets the promotion criteria, you will be eligible for the bonus.
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What are 'Eligible Assets' that I can transfer to MFI? Are there any assets that I can't transfer to MFI?
All listed stocks and ETFs tradable through Moomoo Financial Inc. can be transferred in or out of your account. Transfers are available for: US stocks, American Depositary Receipts (ADRs), and ETFs; Cash and options (from Robinhood, Webull, TD Ameritrade, Fidelity, E Trade, Cash App, Charles Schwab, Ally Invest, Firstrade, Merrill Lynch, and Interactive Broker only). Options that expire within 7 days of initiating the transfer cannot be transferred in. Transfers are currently not available for:
bonds, mutual funds, pink sheet stocks, or other OTC stocks.
Special note on ETFs: Only listed ETFs are supported. ETFs listed in the US markets must have a market value of over $300 million and a market price of at least $5 at the time the transfer is initiated. For more details visit
https://www.moomoo.com/us/support/categories/133
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Can I receive all account opening bonus, transfer-in bonus and deposit bonus at the same time?
Yes, you can participate in all bonuses at the same time if you meet the eligibility of being a new user who has not opened an account, not made a deposit nor made an ACAT transfer.
The system will determine which new user promotion you are participating in based on your registration channel and issues you with the rewards. If you register and make an eligible deposit, you will receive a deposit bonus. If you choose to make another ACAT transfer, you will receive another transfer-in bonus upon your eligible transfer. Or vice versa, you maybe eligible to receive a deposit bonus first and then receive a transfer-in bonus. Each account can only be entitled to one deposit bonus and one transfer-in bonus.
Whether other types of promotions can be stacked is subject to the Terms and Conditions of the specific activity.